Tuesday, July 29, 2014

SAFE DRIVING TIPS

SAFETY FIRST SPEED AFTERWARDS. BETTER LATE THAN NEVER.

DRIVE CAREFULLY FOR THE SHAKE OF YOURS' CHILDREN.

DRIVE CAREFULLY FOR THE SHAKE OF OTHERS CHILDREN.

LIQUOR AND DRIVING MAKES A LETHAL COCKTAIL.

AVOID DRIVING WHEN YOU ARE TIRED, SICK OR FATIGUED.

SLOW DOWN SPEED, IF SOMETHING ON THE ROAD, IS BOTHERING YOU.

USE HORNS WHILE STARTING, TO WARN PEDESTRIANS AT CROWDED PLACES.

DRIVE SLOWLY, WHEN ROAD IS WET.

DRIVE SLOWLY, WHEN BRAKES ARE WET.

USE BOTH BRAKES SIMULTANEOUSLY WHILE DRIVING A BIKE.

SLOW DOWN SPEED AND USE HORNS WHEN ONE VEHICLE IS OVERTAKING ANOTHER FROM THE FRONT ON THE NARROW ROAD.

DRIVE SAFELY, YOUR FAMILY MEMBERS ARE WAITING AT HOME.

REPEAT THESE TIPS TIME AND AGAIN, TO ENABLE YOU TO APPLY THEM IN TIME OF NEED.

ANOTHER DESTRUCTIVE CLICHE "I THOUGHT!"


"I thought" is another useless, time wasting and a destructive phrase like " Just for.....". Many of us don't explore all possibilities;  many of us don't do due diligence but just make baseless assumptions and take a particular course of action. Later on, we exclaim in a resigned tone, oh I just THOUGHT!

One fine morning my wife didn't give me the lunch box; she innocently explained," I thought, there would be a feast today in your office." 
" Are you a magician?", I asked jokingly. She defended," Today is a special day." That Tuesday was, of course, a special day, but nonvegetarians shifted lunch party to Wednesday, so  I didn't tell her to skip the lunch box, nor did she ask me, Although I enjoyed my lunchtime by relishing tasty Pao-Bhaji at Banshee Sweets. Perhaps my wife took the shield of cliché "I thought" to save her from cooking lunch due to other engagements.

Once we issued notices to the loan repayment defaulters; an innocent looking young borrower called on me and defended," Sir, I THOUGHT, the bank has waived my loan" I asked politely," Sir, did bank give you any no dues letter?" He replied in negative.
 Perhaps he took the shield of cliché "I thought" to save himself from the pain of repaying loan installments from his small income. But now he was spending sleepless nights to avoid legal action.
So "I THOUGHT" is another dangerous, destructive and time-wasting phrase like "Just for...." 
Avoid it even in your dreams and act only on the basis of adequate due diligence.


Thursday, July 17, 2014

YOU SULK, I COAX (तुम रूठा करो , मैं मनाया करूँ)


YOU SULK, I COAX

This deceptive psychological game is played in the most household. One player gets annoyed at a trivial matter, and he starts sulking. Another player persuades him to spit the anger. In the hardened form, sometimes the Coaxer has to shed priceless tears also. After the sulker stops sulking, the coaxer gets a great psychological satisfaction and pats his back for his excellent coaxing skills.
However sadly, after sometimes the coaxer again creates the undesirable situation that made his partner upset and the game restarts.

The great psychiatrist and transactional analyst Dr. Eric Berne wrote a bestselling book named "Games People Play" in 1964. He narrated many psychological games in his bestselling book. "Look how hard I've tried." Now I have got you, you son of a bitch" "Why don't you, yes but" are the name of some games narrated by Dr. Eric Berne.
Almost all these psychological games are repetitive in nature, waste of time as well as harmful. The players play them unknowingly till their death. The mover collects fake mental pleasure, and the victim gets despair.

"Rapo" is also a very common dangerous game described by Dr. Berne. This game often results in severe depression. Many times this game leads into criminal case trials, and sometimes it results even into homicide. The interested readers may visit http://www.ericberne.com/games-people-play/rapo/ for more details. I recommend that everybody  should read and understand "Rapo."
 Dr. Berne also narrated some constructive games such as "They'll be glad, they knew me," "Homely sage" etc.,
Dr. Berne also suggested ways of getting rid of games and leading a meaning life.

Sunday, July 13, 2014

BE LIKE A POWERFUL MAGNET

BECOME A POWERFUL MAGNET

Once I viewed the great blockbuster Lagaan. 
 Bhuvan alone dared to accept the gauntlet thrown by the haughty Russel. All the villagers of Champaner were dead against forming a cricket team, of novice villagers, for challenging the skilled English team. But Bhuvan had a vision; he had will power, and he had firm determination. He narrated benefits and comforts that will be theirs after getting tax exemption. First Tipu volunteered to play in his team. Soon Bagha and Ghuran followed. Gradually the number of players started increasing. Deva came from Punjab with the sole motive to thrust a crushing defeat on the British. Even the Captain Russel's sister, Elizabeth was attracted to the noble cause and started teaching cricket to Bhuvan's team. 


A superb magnet has an irresistible attraction power.  The great magnetic personalities attract the masses for worthy causes.
Bhuvan of film "LAGAN"  had a pleasing personality as well as an indomitable will power. He showered love, regard, affection and good will on everybody he met. He had a clear vision to get three years tax exemption for the whole state. He promptly declared," In the impending threat, there is a marvelous opportunity of getting three years tax exemption." He tried to find a way amid difficulties, and his goal was for the benefit of the whole village. He continuously repeated his goal to keep the villagers motivated," There will be three years tax exemption if we win otherwise we will be forced to pay the triple tax." 
 Thus he became a powerful magnet.
Management lessons from Lagaan are taught at many places. We, too, may learn lessons of leadership, team building, etc. from this great film.  

Monday, June 30, 2014

LET THE WORLD KNOW YOUR CAPABILITIES

The more you praise and celebrate your life, the more there is in life to celebrate. Oprah Winfrey

Once the great warrior Arjun became 
Furious with Dharmraj Yudhishthira and vowed to kill him. Lord Shri Krishna arrived within no time and made Arjun realize his mistake. However, Arjun became upset since his pledge was unfulfilled. Lord Shri Krishna, then, suggested," Criticizing your elders is just like killing them; so criticize your eldest brother to fulfill your pledge." Arjun, therefore, criticized Yudhishthir reluctantly.
Now the great warrior was full of self-reproach and decided to take his life for criticizing his God like the eldest brother. Shri Krishna again came to his rescue and  suggested," Self-admiration is like suicide so appreciate yourself."

 Such was the stigma attached to self-praise from time immemorial.
But now the values have changed, big multinational companies self-praise themselves by giving full page advertisements in the name of marketing.  The great leaders and political parties invest vast sums on image building.

It is high time to glorify our good qualities discreetly and also motivate others to appreciate us so that the world knows about our true capabilities. An efficient and priceless way to motivate others for our image building is to commend their excellent qualities liberally.



Monday, June 23, 2014

BEWARE OF BYLANES, WHILE DRIVING.


  My friend Praveen Jee was going to office by his bike.   A man riding his bicycle came at once before the bike from a by lane. In a desperate attempt to save him, Pravin Jee dashed his bike against an iron gate and fell. He sustained enough injuries to be confined to bed for three days.        
Once I was going to Bairiya Bus Stand, Muzaffarpur via Sutapatti. The road of Sutapatti consists of many by-lanes. A small lovely girl riding on her trendy bicycle came at once from a by lane and dashed against my bike in the center.Everything happened in a fraction of the second, so I lost balance and fell on the ground. The girl also fell. The nearby people rushed and helped us. Fortunately, none of us was injured since the bike was dead slow. 
I learned my lesson after that unfortunate incident. I avoid roads which consist of numerous by lanes. I prefer to travel on main roads. I remain extra cautious and use horn discreetly while driving in residential areas since there are lots of by lanes.

Sunday, June 22, 2014

BE HUNGRY AFTER TARGETS

Where there's a will, there's a way.

My one bosom friend Shri Shankar Pandey was Senior Manager at Punjab National Bank, Gopalganj in 2009. I was then Senior Manager of BO Pankaj Market, Muzaffarpur. We were expecting Rs 5 Crores from a Government Department.The BO Gopalganj was to get around 1.5 Crore out of that fund. Shri Pandey was lagging behind Rs. 1 Crore from his annual deposit target. He almost twice telephoned me to know about the fund. He also used to discuss his efforts to garner Rs. One crore from other sources also.
 I admonished him caringly,” Why are you contacting various departments restlessly to garner one crore when I shall surely remit you Rs. One crore fifty lacs." He immediately retorted," Uttam Babu, I have never missed my deposit target. So I am working on plan 'B' too." 

I was very much impressed by his hunger after targets. Once he managed to get one cheque of Rs. 107 Crores from the education department Siwan. He was also joint secretary of our officers' association AIPNBOA. He made our organization robust during his tenure. He is also a human man and helps his friends and neighbors in need. 

 His better half Dr. Sushila Pandey, the ex-principal of an Inter College, received prestigious President Award in 2010. Both are very hard working, and the whole family is addicted to success.
Heather Bresch rightly said," There is no substitute for hard work when it comes to achieving success."

Sunday, June 15, 2014

USE FRACTIONS OF TIME

Don't wait. The time will never be just right.
Napoleon Hill.

Recently I attended a marriage ceremony. The wedding party was late. So I invested the waiting time in reading a few chapters of" Alice in the Wonderland." 
'The Mad Tea Party' was entertaining as well as instructive. This chapter highlights the importance of time.

You might be cursing me because without doing any great deed, I often quote myself in my motivational blogs.

 Great people are too busy to write motivational articles. So this work is left for those who write motivational articles by observing them. Some motivational writers are great by deeds also. Others achieve greatness by writing motivational articles. 
 I, too, have a modest target of becoming nationally and internationally known figure from my writings and deeds.

I was brought up in a family of six brothers and one sister. My father suffered from throat cancer. So you may well guess how things might have been moving in my big family. I tutored some children to support ourselves.

Fortunately, my one student, Shri Sant Sharan was awarded a national scholarship. Therefore, I was in massive demand to teach children. Most of my prime time was consumed in tutoring. So I tore off the pages of a grammar book "How to Write Correct English." I carried a few pages with me and crammed rules of grammar while commuting. I used to commute 40 KMs to attend college. I used commuting time also to remember molecular formulae of chemistry etc.
 Once I saw a group of my friends talking, I approached them; one of them exclaimed," Look, the half mind is coming." I gave them a puzzled looked. They asked me," Why I look time and again at my register while walking." I showed them one torn page of the grammar book.

I used fractions of time in getting through many examinations with flying colors including all India Probationary Officers' recruitment test.

Nelson Mandela rightly said," We must use time wisely and forever realize that time is always ripe to do right."



Sunday, June 8, 2014

WHAT AFTER " WELL BEGUN HALF DONE"?

EXCELLENCE IS A CONTINUOUS PROCESS AND NOT AN ACCIDENT. A.P.J.ABDUL KALAM.

 If we start our project in a well-planned way with cent percent enthusiasm, we remain well ahead of our competitors, but please recall the traditional Rabbit-Tortoise fable; the rabbit started well and was much ahead of the tortoise, but became complacent enough to take a nap. Slowly but steadily marching turtle ultimately won the race.
 The life must have been going at a slow pace when this fable was told, but now the need of the hour is, be fast and steady both.

The smart and fast rabbit began well but later on became complacent and faced the ignominious defeat in the hands of the slow but steady turtle. So beginning well is not enough.

 A famous architect once claimed," We are not at all complacent after beginning well but diligently ensure keeping every brick correctly to give the building the most fantastic look."

Therefore we must work diligently through thick and thin on the pathway from "Well begun is half done" to "All is well that ends well."

Wednesday, June 4, 2014

WHAT DOES A BANKER LOOK IN A BORROWER?

Presanction appraisal is a vast and delicate subject, but all the bankers invariably assess one crucial thing i.e. the man behind the project.

A prospective borrower said,"He has an ultra modern house worth Rs. One crore to offer as a mortgage for Rs. 80 lac loan." I visited his home. It was centrally air conditioned, and many modern amenities were installed there. He told me that he would soon make a private movie theater in the house, but I was not impressed at all since he was a bachelor and had spent a huge amount to live alone. It showed his tendency of extravagance.

 Moreover, the modern amenities will depreciate to zero in a few years. We only value those assets which go on appreciating. Therefore, modern amenities costing Rs. Twenty Lacs were worthless from a banker's point of view.

We prefer a person with a tight fist, so that any money going into his fist, finds it tough in getting out.

 Bankers also ask many documents such as the balance sheet, PL account, title deed's photocopy, etc. I value that person who submits necessary papers promptly since an energetic person will complete his projects in time also with same promptness.  
The moral character of a person also carries heavy weight before us.

Sunday, June 1, 2014

WORK DILIGENTLY WITH IRON WILL POWER

The powerful word 'Diligent'  means hardworking as well as careful. Working hard like laborers is not enough. One is supposed to work hard carefully as well as intelligently.
Dr. Pandit Palande, the Vice Chancellor, Bhimrao Ambedkar Bihar University

Working diligently with an iron willpower appears to be a sole motto of  Dr. Pandit Palande, the vice chancellor of Bhim Rao Ambedkar Bihar University. 
He took charge of the university a few months ago. He starts working in the morning and works till late night. He works on Sundays and holidays also.
During his short tenure, he made surprise visits to many colleges and PG departments to improve education culture. He got vacated all the university hostels after receiving complaints about unsocial elements residing there clandestinely and allotted rooms to genuine and bonafide students.
 He is also very thorough in details. We, on behalf of our esteemed Punjab National Bank, were installing water coolers in 7 hostels under corporate social responsibility. Despite his busy schedule, he asked for the catalog of water coolers and discussed different models threadbare. 
Theories remain theories, as long as we don't put them in practice. The leaders of society are practicing them and reaping stupendous results in different fields.
Jeromy Shingongo rightly said," When you diligently do what you are good at, success will always come your way."